Earn 5% cash back in rotating categories and get all your cash back matched at the end of your first year — automatically!
Luana Ribeiro · May 21, 2025 · 3 minutes
The Discover it® Cashback card is perfect for savvy spenders who want to maximize rewards in everyday categories.
With rotating 5% cash back areas like groceries, gas, and online shopping — and 1% on everything else — this card offers excellent value, especially in the first year when all your cashback is matched.
Each quarter, you’ll earn 5% cash back on up to $1,500 in purchases in categories like restaurants, grocery stores, and gas stations — after activation. All other purchases earn 1% automatically.
This makes it easy to align your spending with bonus categories and earn more throughout the year.
What sets this card apart is Discover’s Cashback Match — they automatically match all the cash back you’ve earned at the end of your first year.
There’s no cap or minimum, and it’s awarded with no effort on your part, doubling your rewards without needing to change your habits.
This card also includes useful protections like free Social Security number alerts and the ability to instantly freeze your card from the app.
Discover also provides U.S.-based customer service, which consistently ranks highly for satisfaction.
Your rewards never expire, and you can redeem them any time for statement credits, bank deposits, gift cards, or even use them at checkout on Amazon.
Combined with no annual fee and a 0% intro APR for 15 months, the Discover it® Cashback is an excellent starter or long-term card.
Luana Ribeiro
I'm Luana Ribeiro, a 24-year-old from São Paulo, Brazil. I have a degree in Psychology, but I currently work as a writer and head of content at Cashflowlr. My job is to turn ideas into engaging, clear, and relevant content. I specialize in strategic communication, copywriting, and SEO. I’m skilled at adapting language to different audiences and niches, always aiming to create value and connection through words. Organized and passionate about writing, I continue to grow in the content field, constantly learning and crafting texts that inform, inspire, and communicate with purpose and authenticity.
