Earn up to 2% cash back on every purchase — 1% when you buy and 1% as you pay, with no annual fee!
Luana Ribeiro · May 21, 2025 · 3 minutes
The Citi Double Cash® Card is a straightforward and rewarding choice for people who want reliable cash back without tracking categories.
It’s one of the simplest ways to earn a consistent 2% back — 1% when you make a purchase and 1% when you pay it off — helping you get rewarded for responsible credit use.
This card shines for those who want consistent cash back without rotating categories or special conditions.
Whether you're shopping for groceries, booking travel, or paying bills, you earn the same 2% cash back — just for using the card and paying it off.
The Citi Double Cash® also features a 0% intro APR on balance transfers for 18 months (then a variable APR applies), which can be a helpful tool if you need to pay down debt while earning rewards on new purchases.
There’s no annual fee to worry about, and your cash back can be redeemed as statement credits, direct deposits, or checks.
You can also convert your cash back to Citi ThankYou® Points if you want to access travel rewards or transfer options.
With its combination of simplicity, flexibility, and consistent rewards, the Citi Double Cash® Card is a smart everyday card for people who value ease and efficiency in their finances.
Luana Ribeiro
I'm Luana Ribeiro, a 24-year-old from São Paulo, Brazil. I have a degree in Psychology, but I currently work as a writer and head of content at Cashflowlr. My job is to turn ideas into engaging, clear, and relevant content. I specialize in strategic communication, copywriting, and SEO. I’m skilled at adapting language to different audiences and niches, always aiming to create value and connection through words. Organized and passionate about writing, I continue to grow in the content field, constantly learning and crafting texts that inform, inspire, and communicate with purpose and authenticity.
