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Chase Freedom Unlimited®

Earn an extra 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) — worth up to $300!

Luana Ribeiro

Luana Ribeiro · May 21, 2025 · 3 minutes

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The Chase Freedom Unlimited® is a versatile cash back card that offers value for all types of spenders.
With elevated earnings on travel, dining, and drugstore purchases — plus a flat 1.5% on everything else — this card combines simplicity with strong rewards potential, especially for everyday expenses.

Chase Freedom Unlimited®

CASH BACK

Chase Freedom Unlimited®

Extra 1.5% Cashback5% TravelNo Annual Fee0% Intro APR

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You’ll earn 5% cash back on travel purchased through Chase Ultimate Rewards®, 3% on dining and drugstores, and 1.5% on all other purchases.
For the first year, Chase adds 1.5% to every category — turning those rates into 6.5%, 4.5%, and 3% respectively — up to $20,000 in spending.

This card also includes a 0% intro APR on purchases and balance transfers for 15 months — a great feature for large upcoming expenses or consolidating debt — followed by a variable APR. All with no annual fee.

Cash back earned with the Freedom Unlimited can be redeemed for statement credits, direct deposit, travel, or even gift cards.
And if you also hold a premium Chase card like Sapphire Preferred®, your cash back becomes flexible points — making this card a great addition to a rewards strategy.

With broad bonus categories, unlimited 1.5% on everything, and first-year enhancements, the Chase Freedom Unlimited® stands out as a valuable everyday card for maximizing all types of spending with ease.

Luana Ribeiro

Luana Ribeiro

I'm Luana Ribeiro, a 24-year-old from São Paulo, Brazil. I have a degree in Psychology, but I currently work as a writer and head of content at Cashflowlr. My job is to turn ideas into engaging, clear, and relevant content. I specialize in strategic communication, copywriting, and SEO. I’m skilled at adapting language to different audiences and niches, always aiming to create value and connection through words. Organized and passionate about writing, I continue to grow in the content field, constantly learning and crafting texts that inform, inspire, and communicate with purpose and authenticity.

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