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Enjoy 0% intro APR for 18 billing cycles on purchases and balance transfers made within 60 days — with no annual fee and no penalty APR.
Luana Ribeiro · May 26, 2025 · 3 minutes
The BankAmericard® Credit Card is a great choice for anyone looking to save on interest and pay down balances faster.
With a long 0% introductory APR period, no annual fee, and built-in protections, it’s a powerful tool for managing debt without added cost.
Take advantage of 0% intro APR for 18 billing cycles on purchases and on any balance transfers made within the first 60 days of account opening.
After that, a variable APR of 15.24% to 25.24% will apply based on your creditworthiness.
No annual fee means you can focus entirely on saving interest without worrying about the cost of carrying the card.
This card is especially appealing to those who want to pay down large purchases or consolidate credit card debt.
There’s no penalty APR, so even if you miss a payment, your interest rate won’t automatically increase. This feature can help protect your finances during unexpected situations.
Get free monthly access to your FICO® Score through Online or Mobile Banking.
Plus, enjoy features like fraud monitoring, contactless payments, and Balance Connect® overdraft protection when linked to a BofA checking account.
Use your card with Apple Pay®, Google Pay™, or Samsung Pay®, access your account via online and mobile banking, opt for paperless statements, and get real-time alerts to stay on top of payments and balances.
Whether you’re planning a big purchase or need to transfer a high-interest balance, the BankAmericard® Credit Card helps you manage your money wisely with long-term savings and powerful digital tools — all at zero annual cost.
Luana Ribeiro
I'm Luana Ribeiro, a 24-year-old from São Paulo, Brazil. I have a degree in Psychology, but I currently work as a writer and head of content at Cashflowlr. My job is to turn ideas into engaging, clear, and relevant content. I specialize in strategic communication, copywriting, and SEO. I’m skilled at adapting language to different audiences and niches, always aiming to create value and connection through words. Organized and passionate about writing, I continue to grow in the content field, constantly learning and crafting texts that inform, inspire, and communicate with purpose and authenticity.
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