Full Review: Bank of America Sandals Visa Signature® Credit Card

A no-annual-fee travel card built for loyal Sandals and Beaches resort guests — earn points on resort stays, dining, and groceries.

Luana Ribeiro

Luana Ribeiro · June 24, 2025 · 3 minutes

👁️ 0 🤍 Favorite ⬇️

The Bank of America Sandals Visa Signature® Credit Card is a co-branded travel rewards card created for fans of Sandals and Beaches resorts.
Backed by Bank of America and the WorldPoints® rewards system, it combines everyday earning potential with vacation-specific benefits — all with no annual fee.

New cardholders can earn a 20,000 bonus point welcome offer after spending $1,000 in purchases within the first 90 days.
These points are redeemable for resort discounts, statement credits, merchandise, and more through the WorldPoints® platform.

The earning structure is tailored for travel and lifestyle spending: – 4 points per $1 spent directly with Sandals and Beaches resorts – 2 points per $1 at restaurants and grocery stores – 1 point per $1 on all other purchases This makes the card useful both on vacation and in your daily routine.

Another major perk is that the card does not charge foreign transaction fees, making it a smart option for international use — particularly when traveling to Caribbean destinations.

Redemption flexibility is a highlight.
Cardholders can use points for: – Resort stays – Upgrades and spa treatments – Merchandise – Gift cards – Statement credits While travel redemptions usually deliver the best value, options like gift cards and credits add flexibility.

Additional features include: – $0 annual feeVisa Signature perks, such as 24/7 concierge, roadside dispatch, purchase security, and extended warranty – Fraud protection, mobile alerts, and integration with digital wallets

The main drawback? This card lacks broader travel transfer partners or premium travel protections found on other high-end cards.
Also, if you rarely stay at Sandals or Beaches resorts, the 4x category may not deliver enough long-term value.

In summary, the Bank of America Sandals Visa Signature® Credit Card is best for loyal resort travelers who want to earn rewards without paying an annual fee.
With resort-specific perks and elevated earnings on travel and dining, it fills a niche for Caribbean vacationers who want value and simplicity.

Luana Ribeiro

Luana Ribeiro

I'm Luana Ribeiro, a 24-year-old from São Paulo, Brazil. I have a degree in Psychology, but I currently work as a writer and head of content at Cashflowlr. My job is to turn ideas into engaging, clear, and relevant content. I specialize in strategic communication, copywriting, and SEO. I’m skilled at adapting language to different audiences and niches, always aiming to create value and connection through words. Organized and passionate about writing, I continue to grow in the content field, constantly learning and crafting texts that inform, inspire, and communicate with purpose and authenticity.

Related Posts