Bank of America® Premium Rewards® credit card benefits

Earn 60,000 online bonus points (worth $600) after spending $4,000 in the first 90 days — plus premium travel perks and flexible redemptions!

Luana Ribeiro

Luana Ribeiro · May 26, 2025 · 3 minutes

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The Bank of America® Premium Rewards® Credit Card stands out for delivering exceptional value through travel benefits, generous rewards, and versatile redemption options.
Whether you're a frequent traveler or simply want more from your everyday purchases, this card is built to reward you across every category — especially when combined with Bank of America's Preferred Rewards® program.

Earn 2 points per dollar on travel and dining purchases, and 1.5 points on all other purchases — with no cap and no expiration.
That’s unlimited rewards on every swipe, and even more for Preferred Rewards® members, who can earn up to 3.5 points per dollar in top categories.

Enjoy up to $100 in airline incidental credits per year, covering expenses like seat upgrades, baggage fees, and lounge access.
You’ll also receive up to $100 credit every 4 years for TSA PreCheck® or Global Entry, speeding up airport security with ease.

With no foreign transaction fees, this card is a great companion for international trips.
Your purchases abroad won’t cost extra, and you’ll earn the same great rewards while exploring the world.

Preferred Rewards® clients can boost their earnings by up to 75% more points — potentially reaching 3.5 points per dollar on travel and dining, and 2.62 points per dollar on all other spending. This makes the card incredibly rewarding for loyal Bank of America clients.

Add in luxury benefits like the Visa Signature® Luxury Hotel Collection, travel protections, concierge service, and purchase protections, and you have a truly premium card that brings both flexibility and peace of mind.

Luana Ribeiro

Luana Ribeiro

I'm Luana Ribeiro, a 24-year-old from São Paulo, Brazil. I have a degree in Psychology, but I currently work as a writer and head of content at Cashflowlr. My job is to turn ideas into engaging, clear, and relevant content. I specialize in strategic communication, copywriting, and SEO. I’m skilled at adapting language to different audiences and niches, always aiming to create value and connection through words. Organized and passionate about writing, I continue to grow in the content field, constantly learning and crafting texts that inform, inspire, and communicate with purpose and authenticity.

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