Earn $200 online cash rewards bonus after spending $1,000 in the first 90 days — plus 3% back in the category of your choice!
Luana Ribeiro · May 21, 2025 · 3 minutes
The Bank of America® Customized Cash Rewards card gives you the power to earn more where it matters most.
Choose your 3% cash back category — like gas, online shopping, dining, travel, and more — and get solid rewards with no annual fee.
It’s a flexible option for smart spenders looking to optimize their everyday purchases.
Earn 3% cash back in one category of your choice (like gas, online shopping, dining, travel, drug stores, or home improvement), 2% at grocery stores and wholesale clubs, and 1% on all other purchases. The 3% and 2% apply to the first $2,500 in combined purchases each quarter.
You’ll also get a 0% intro APR for 18 billing cycles on purchases and balance transfers made within the first 60 days (then a variable APR applies), helping you manage larger expenses with ease.
Preferred Rewards members can boost their cash back by 25% to 75% more, depending on your Bank of America relationship — potentially turning 3% into up to 5.25%. This makes it especially valuable for those who bank with BofA.
With customizable rewards, a generous intro offer, and no annual fee, the Bank of America® Customized Cash Rewards Credit Card is a top contender for anyone looking for a personalized and rewarding cash back experience.
Luana Ribeiro
I'm Luana Ribeiro, a 24-year-old from São Paulo, Brazil. I have a degree in Psychology, but I currently work as a writer and head of content at Cashflowlr. My job is to turn ideas into engaging, clear, and relevant content. I specialize in strategic communication, copywriting, and SEO. I’m skilled at adapting language to different audiences and niches, always aiming to create value and connection through words. Organized and passionate about writing, I continue to grow in the content field, constantly learning and crafting texts that inform, inspire, and communicate with purpose and authenticity.
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