Earn up to 4.5x points on groceries and enjoy valuable Amex travel perks — all with a modest annual fee and a unique bonus structure.
Luana Ribeiro · May 26, 2025 · 3 minutes
The Amex EveryDay® Preferred Credit Card is a rewarding option for everyday spenders who want to earn American Express Membership Rewards® points without the high annual fees typical of premium travel cards.
Although this card is no longer available to new applicants (as of late 2024), current cardholders still benefit from strong rewards, a generous points-boosting system, and core Amex protections.
With this card, you earn:
– 3x points at U.S.
supermarkets (on up to $6,000 per year, then 1x)
– 2x points at U.S.
gas stations and Amex Travel
– 1x point on all other purchases
Its standout feature? A 50% points bonus when you make 30 or more transactions in a billing cycle.
This means your effective earning rate at supermarkets could climb to 4.5x points, making this one of the best cards for grocery shoppers.
Welcome Bonus: Earn 15,000 points after spending $2,000 in the first 6 months of account opening.
That’s worth about $270 in travel, based on average Amex Membership Rewards valuations.
APR Details: Enjoy a 0% intro APR for 12 months on purchases and balance transfers (made within 60 days), followed by a variable APR of 15.99% to 25.99%, depending on your creditworthiness.
Annual Fee: The card carries a $95 annual fee, which is lower than most travel rewards cards — making it a solid entry point for those who want rewards with fewer upfront costs.
Beyond rewards, the Amex EveryDay® Preferred offers key American Express protections, including: – Car rental loss and damage insurance – Extended warranty and purchase protection – Fraud protection and contactless payment technology
Who it’s for: This card is ideal for users who spend regularly on groceries and gas, and who are willing to swipe frequently (30+ times/month) to maximize the rewards potential.
If you’re a frequent traveler or points optimizer, this card remains a valuable tool — even in 2025.
⚠️ Reminder: The Amex EveryDay® Preferred is not open to new applicants as of late 2024, but existing cardholders can continue to earn, redeem, and enjoy all active benefits.
Luana Ribeiro
I'm Luana Ribeiro, a 24-year-old from São Paulo, Brazil. I have a degree in Psychology, but I currently work as a writer and head of content at Cashflowlr. My job is to turn ideas into engaging, clear, and relevant content. I specialize in strategic communication, copywriting, and SEO. I’m skilled at adapting language to different audiences and niches, always aiming to create value and connection through words. Organized and passionate about writing, I continue to grow in the content field, constantly learning and crafting texts that inform, inspire, and communicate with purpose and authenticity.