Luana Ribeiro · June 10, 2025 · 3 minutes
The Amazon Business Prime American Express Card delivers powerful rewards and real value tailored to business needs—with no annual fee—making it an exceptional choice for entrepreneurs entrenched in the Amazon ecosystem .
5% back or 90‑day payment terms: If you have an eligible Business Prime membership, you can choose to earn 5% back on Amazon.com, Amazon Business, AWS, and Whole Foods Market purchases—up to $120,000 per calendar year—or opt for 90-day interest-free terms. After the cap, all Amazon purchases earn 1% back .
2% back at U.S. restaurants, U.S. gas stations, and on wireless phone services bought directly from providers. 1% back on all other eligible purchases made with the card .
No foreign transaction fees — ideal for businesses with international purchases or travel .
Amazon Business Enhanced Data Views provide detailed, item-level statements for streamlined expense tracking and reconciliation—a vital resource for budgeting and reporting .
Amazon Shop with Points simplifies redemptions—redeem rewards during Amazon checkout or apply them as a statement credit .
Business expense controls: Add employee cards at no extra cost, set spending limits, and monitor team purchases easily via reports—designed for scalable management .
Accounting integration: Sync transactions with QuickBooks® for automatic category tagging and simplified bookkeeping .
Year‑end summaries and downloadable reports allow you to review yearly spending by category—streamlining tax prep and financial planning .
Vendor Pay via Bill.com helps optimize cash flow by enabling bill payments through the card. The basic plan includes no monthly fees for your first vendor connection .
Purchase and travel protections: Includes purchase protection (up to $1,000 per item), extended warranty, rental car insurance, and baggage insurance—ensuring safety on business trips .
$125 Amazon.com gift card welcome bonus delivered upon approval (no spending required), adding immediate tangible value that offsets the need for an annual membership fee .
Luana Ribeiro
I'm Luana Ribeiro, a 24-year-old from São Paulo, Brazil. I have a degree in Psychology, but I currently work as a writer and head of content at Cashflowlr. My job is to turn ideas into engaging, clear, and relevant content. I specialize in strategic communication, copywriting, and SEO. I’m skilled at adapting language to different audiences and niches, always aiming to create value and connection through words. Organized and passionate about writing, I continue to grow in the content field, constantly learning and crafting texts that inform, inspire, and communicate with purpose and authenticity.
Cards
Cards
Cards
Cards