Comparison Wyndham Earner Card vs Capital One VentureOne Rewards Card

Two no-annual-fee travel cards — one focused on hotel nights, the other on flexible miles. Here's my personal experience with both.

Wyndham Rewards® Earner℠ Card

★ 4.6 Best for Hotel-Focused Travelers

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via Barclaycard US

Capital One VentureOne Rewards Credit Card

★ 4.5 Best for Flexible Travel Miles

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via Capital One

Compare Features

📊 Recommended Credit Score

Score Range

Recommended: Good Credit (690+)

Great for those who stay frequently at Wyndham properties

Recommended: Good to Excellent Credit (690+)

Best for travelers who want flexibility with their rewards

💚 Great For

💳 Annual Fee

Amount

$0 Annual Fee

🎁 Bonus Offer

Details

Earn 30,000 bonus points after qualifying spend — enough for up to 4 free nights.

20,000 bonus miles after $500 spend in 3 months (equal to $200 in travel).

Summary & Opinion

After using both cards extensively, I realized they serve very different purposes — and that’s a good thing.

The Wyndham Rewards Earner Card is ideal if you frequently stay at Wyndham properties like La Quinta, Days Inn, or Super 8. With 5x points on stays and 2x on common everyday categories, I earn rewards quickly. Plus, there’s no annual fee, and I get automatic Gold status, which means room upgrades and late checkout.

Meanwhile, the VentureOne is a more flexible travel card. I earn 1.25x miles on everything, and I can redeem those miles for flights, hotels, or transfer to Capital One’s travel partners. It’s also fee-free and has no foreign transaction fees, which makes it perfect for international travel.

If you’re loyal to the Wyndham brand, the Earner Card is the better pick for hotel stays.
If you want simple, flexible miles you can use anywhere, go with the VentureOne.

Personally, I keep both — one for booking Wyndham nights, the other for everything else.