From powerful rewards to team-wide controls — these are the Brex benefits that actually help me grow my business.
Luana Ribeiro · July 10, 2025 · 3 minutes
Most business cards feel like slightly upgraded personal cards.
But the Brex Card is different — it was clearly built for startups and growing companies. These are the benefits I use consistently that make it stand out.
🔐 No Personal Guarantee or Credit Check — This was a dealbreaker for me.
Brex approved my business based on our financials — not my personal credit score. I didn’t have to risk my own credit just to get capital.
💳 Instant Virtual Cards for My Team — I created custom virtual cards for team members in seconds. Each card has its own limit and category rules. I know who’s spending what, and nothing slips through the cracks.
🎯 High-Value Rewards — I earn: – 8x on rideshare – 5x on travel – 4x on restaurants – 3x on software – 1x on everything else These are the categories I actually spend in as a startup founder — so the points really add up.
💼 Built-In Expense Management — I no longer use separate tools for expense tracking.
Brex gives me a dashboard to review, tag, and export everything to QuickBooks or other platforms. It feels like finance automation.
💸 Over $150,000 in Partner Perks — I got credits for AWS, Slack, Notion, Google Ads, and more.
These weren’t just “marketing fluff” — I actually redeemed them and saved thousands in real costs.
📱 Modern Interface — Whether I’m approving transactions, issuing cards, or reviewing team spend, everything is fast, mobile-friendly, and simple.
And the best part? No annual fee, no interest, no foreign transaction fees — ever. It’s 100% designed to help me scale, not trap me in fees.
Luana Ribeiro
I'm Luana Ribeiro, a 24-year-old from São Paulo, Brazil. I have a degree in Psychology, but I currently work as a writer and head of content at Cashflowlr. My job is to turn ideas into engaging, clear, and relevant content. I specialize in strategic communication, copywriting, and SEO. I’m skilled at adapting language to different audiences and niches, always aiming to create value and connection through words. Organized and passionate about writing, I continue to grow in the content field, constantly learning and crafting texts that inform, inspire, and communicate with purpose and authenticity.
Cards
Cards
Cards