Comparison Delta SkyMiles® Platinum Business Amex vs Capital One Venture X Rewards Card

After using both cards side-by-side during several trips — including domestic business travel and international vacations — I can confidently say that each one shines in a different way, depending on the type of traveler you are.

If you fly Delta Airlines regularly, like I do for work, the Delta SkyMiles® Platinum Business Amex becomes an easy choice. I’ve saved hundreds of dollars thanks to the first checked bag free, priority boarding, and the companion certificate, which I use annually to bring my spouse on trips for just the cost of taxes. Plus, earning MQDs through my spending has helped me reach Medallion® status faster, unlocking even more perks with Delta. It’s less about points and more about elevating your experience when you’re loyal to a specific airline.

On the other hand, when I want total travel freedom, I reach for my Capital One Venture X. This card gives me $300 annual travel credit, 10,000 miles every anniversary, and access to hundreds of airport lounges. The miles earning is straightforward: 10x on hotels, 5x on flights, and 2x on everything else. I’ve used the rewards to book flights, hotels, and even transferred miles to airline partners for better deals. And the redemption flexibility is honestly unmatched.

So what’s the conclusion? If you’re a Delta loyalist, the Delta Amex is a must. But if you want a luxury travel card with universal value, no airline limitations, and long-term reward potential, then Venture X is your best bet. In my case, I actually use both — one for Delta loyalty perks, and the other for everything else.