Build or rebuild credit while earning unlimited 1.5% cash back on every purchase — no annual fee and no foreign transaction fees.
Luana Ribeiro · June 25, 2025 · 3 minutes
The Capital One Quicksilver Secured Cash Rewards Credit Card is designed for individuals with limited or damaged credit who want to earn real rewards while rebuilding.
With a refundable security deposit, you can access credit and earn rewards — all with no annual or foreign transaction fees.
Earn unlimited 1.5% cash back on every purchase, plus 5% cash back on hotels and rental cars booked through Capital One Travel.
No annual fee, no monthly fees, and no foreign transaction fees — just transparent, accessible credit building and rewards.
Security Deposit: A refundable $200 minimum deposit establishes your credit line.
Responsible use may make you eligible for a higher credit limit or a path to an unsecured card in as few as 6 months.
APR & Fees: Standard APR is 29.74% variable.
There’s no penalty APR, no replacement card fee, and $0 liability on unauthorized charges.
Credit Building Tools: Monthly reporting to all three major credit bureaus, automatic account reviews after six months, and access to free credit monitoring via Capital One’s CreditWise.
With a combination of real cash back rewards, no hidden fees, and robust credit-building features, the Capital One Quicksilver Secured Card offers practical value for users looking to improve credit without sacrificing benefits.
Luana Ribeiro
I'm Luana Ribeiro, a 24-year-old from São Paulo, Brazil. I have a degree in Psychology, but I currently work as a writer and head of content at Cashflowlr. My job is to turn ideas into engaging, clear, and relevant content. I specialize in strategic communication, copywriting, and SEO. I’m skilled at adapting language to different audiences and niches, always aiming to create value and connection through words. Organized and passionate about writing, I continue to grow in the content field, constantly learning and crafting texts that inform, inspire, and communicate with purpose and authenticity.
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