Comparison Amazon Business Prime American Express Card vs Capital One Savor Student Cash Rewards Credit Card

The Amazon Business Prime American Express Card is a business-focused credit card designed for companies that frequently make purchases at Amazon.com, Amazon Business, AWS, or Whole Foods Market.
It offers a standout benefit: cardholders can choose between 5% cash back or 90-day payment terms on eligible Amazon purchases (up to $120,000/year).
Additionally, the card earns 2% back at U.S.
restaurants, gas stations, and wireless phone services, plus 1% back on other purchases.
With no annual fee, access to employee cards with expense tracking, QuickBooks® integration, and a generous $125 Amazon gift card upon approval, this card is ideal for businesses looking to streamline spending and maximize returns.

In contrast, the Capital One Savor Student Cash Rewards Credit Card is crafted for students who are building their credit profiles.
It offers unlimited 3% cash back on dining, entertainment, popular streaming services, and grocery stores (excluding superstores like Walmart® and Target®), plus 1% back on all other purchases.
The card has no annual fee, and no foreign transaction fees — which is perfect for students studying or traveling abroad.
Its simple structure and $50 sign-up bonus after spending just $100 in 3 months make it very accessible for those starting out with credit.

Final Thoughts:
If you’re running a business or have high-volume Amazon spending, the Amazon Business Prime Amex is the clear winner — not only for its high rewards rate but also for its payment flexibility and expense management tools.
On the other hand, the Capital One Savor Student card is a smart, low-risk way for students to earn solid cash back on lifestyle categories while building their financial future. Each card is highly effective in its own context — business efficiency vs. student accessibility.