Earn up to 4.5x points at U.S. supermarkets when you make 30+ purchases per billing cycle — plus 0% intro APR and valuable travel benefits.
Luana Ribeiro · May 26, 2025 · 3 minutes
The Amex EveryDay® Preferred Credit Card is a standout option for those who want to rack up Amex Membership Rewards points without the high annual fees that usually come with premium travel cards.
While it’s no longer available to new applicants (as of late 2024), current cardholders can still enjoy strong value — especially when using the card frequently each month.
Cardholders earn 3x points at U.S. supermarkets (up to $6,000 per year, then 1x), 2x at U.S.
gas stations and Amex Travel, and 1x on all other purchases.
However, when you make 30 or more transactions in a billing cycle, you get a 50% points boost — meaning you could earn up to 4.5x at supermarkets, making this one of the best cards for everyday grocery spending.
The card includes a 0% intro APR on purchases and balance transfers made in the first 60 days — for 12 months from account opening. After that, a variable APR of 15.99% to 25.99% applies.
This makes it a great option for managing upfront expenses while earning rewards.
You’ll also enjoy a range of Amex benefits, including car rental insurance, purchase protection, and extended warranty coverage, which add extra value and peace of mind to your purchases.
With a $95 annual fee, the Amex EveryDay® Preferred sits at a mid-tier price point, but its earning potential easily outpaces many competing cards — *if* you’re committed to using it frequently.
Welcome Bonus: You can earn 15,000 Membership Rewards points after spending $2,000 in the first 6 months.
Based on Insider's valuations, that’s worth about $270 in travel when redeemed strategically.
It’s not the best fit for occasional card users, but if you’re someone who regularly shops, fills up at the pump, and pays with plastic, the Amex EveryDay® Preferred Credit Card is a powerful tool — offering high points potential in a compact, flexible package.
Note: As of late 2024, the Amex EveryDay® Preferred Credit Card is no longer accepting new applications.
This review is intended to help current cardholders get the most out of the rewards and features still available.
Looking for similar cards? Explore our updated guides on the best Amex cards and top rewards credit cards to find your next upgrade.
Luana Ribeiro
I'm Luana Ribeiro, a 24-year-old from São Paulo, Brazil. I have a degree in Psychology, but I currently work as a writer and head of content at Cashflowlr. My job is to turn ideas into engaging, clear, and relevant content. I specialize in strategic communication, copywriting, and SEO. I’m skilled at adapting language to different audiences and niches, always aiming to create value and connection through words. Organized and passionate about writing, I continue to grow in the content field, constantly learning and crafting texts that inform, inspire, and communicate with purpose and authenticity.
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