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Build or rebuild your credit with responsible use — earn 2% cash back at gas stations and restaurants, and Discover will match all cash back at the end of your first year!
Luana Ribeiro · May 21, 2025 · 3 minutes
The Discover it® Secured Credit Card is a smart choice for those working to establish or rebuild their credit.
With no annual fee, cash back on everyday purchases, and free access to your FICO® Score, this card makes it easier to build a solid financial foundation — while earning rewards along the way.
Earn 2% cash back at gas stations and restaurants (up to $1,000 in combined purchases each quarter), and 1% back on all other purchases.
And with Discover’s Cashback Match, all the rewards you earn during your first year will be automatically doubled.
Your refundable security deposit (starting at $200) acts as your credit line, and with responsible use, Discover may review your account for an upgrade to an unsecured card after 7 months — without needing to apply again.
This card reports to all three major credit bureaus, helping you build a strong credit history.
You'll also have access to helpful tools like free credit score tracking and fraud monitoring, along with 100% U.S.-based customer support.
Luana Ribeiro
I'm Luana Ribeiro, a 24-year-old from São Paulo, Brazil. I have a degree in Psychology, but I currently work as a writer and head of content at Cashflowlr. My job is to turn ideas into engaging, clear, and relevant content. I specialize in strategic communication, copywriting, and SEO. I’m skilled at adapting language to different audiences and niches, always aiming to create value and connection through words. Organized and passionate about writing, I continue to grow in the content field, constantly learning and crafting texts that inform, inspire, and communicate with purpose and authenticity.
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